USDA loan In Michigan

Michigan USDA Rural Development Loan

What is a USDA Rural Development Loan?

A USDA loan is a loan that a borrower can put zero down payment for qualified borrowers.

Call us today to see if you qualify for a USDA loan! 866-421-2821

It is designed to enable borrowers favorable financing in rural areas in order to help further develop the area with housing which in turn promotes prosperity and improves the quality of life in the rural areas.

In Michigan there are income restrictions as well as credit score minimums. There are restrictions as to where you can use these types of loans. You can check eligible addresses here  USDA RURAL 

You must occupy the dwelling as your primary home. Eligible residency are  U.S. Citizen, U.S. non-citizen national or Qualified Alien.

If the home appraises for enough the closing costs can be rolled into the loan, Refinancing of eligible RD loans also qualify for the loan guarantee.

Essential household equipment such as, wall-to-wall carpeting, ovens, ranges, refrigerators, washers, dryers, heating and cooling equipment as long as the equipment is conveyed with the dwelling.

MSHDA Down Payment assistance may be used with the USDA Rural Development loan for qualified borrowers.

Some examples of cities you may qualify for a rural Development loan are below. Some cities are eligible outside the city proper but still in the city mailing.

USDA Loans in Macomb County

Richmond       Armada         Lenox Twp

Romeo     Ray Center    Memphis    Almont

Bruce Twp       Washington Twp    Leonard

USDA Loans in St Clair County

Columbus Twp       Casco Twp     Ira Twp    China Twp

Algonac    St Clair    Marysville   Kimball

Fort Gratiot    East China   Clay Twp   Yale

Capac   Memphis    Wales Twp    Brockway Twp

Greenwood Twp   Berlin Twp   Riley Twp

USDA Loans in Oakland County

Highland Twp     Springfield Twp    Oxford

Highland Twp

Cranbrook Loans is one of the top lenders every year for zero down USDA loans in Michigan.

Call me today Or go HERE to see if you qualify for an USDA Rural Development loan

Greg Kitchen



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Cranbrook Loans has a long history of originating FHA loans in Michigan. For over 20 years we have provided  Michigan residents with mortgage financing to help fulfill the american dream of home ownership.

FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks. 

View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.

We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!

No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!

Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.  




Clinton Twp Mortgage