FHA Loan In Utica MI | Mortgage Company Utica Mi

FHA Loan Utica Mi | Mortgage Company Utica Mi

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 Get a FREE quote on an FHA Loan & save thousands of dollars per year!free-fhahomepurchasequalifier_03free-fhahomerefinanceanalysis_07

 Call 866-421-2821 today or complete the form for fast approval.

Mortgage One is the # 1 FHA mortgage company In Macomb County!  Hundreds of Realtors trust us with their clients mortgages every month in Utica Mi.

Call for today’s FHA interest rates.  Or fill out the form and we will contact you immediately.

FHA loans are great for the home buyer who has lower credit scores or needs a lower down payment. FHA minimum down payment is 3.5%.

There is not a minimum credit score with FHA but most mortgage companies will need a 580 credit score.

Other programs include..

FHA 203k Streamline Renovation Loan
We are experts with this loan. This loan will allow you to roll certain renovation costs up to $35,000 including appliances into the loan amount. For additional information on 203k loans in Utica Mi go here.

FHA Streamline Refinance Program
Refinance from an existing FHA mortgage to another without an appraisal and save MONEY! FHA has lowered the private mortgage insurance on new loans by .5% (1/2%).

USDA Rural Development Zero Down Payment Loan
Zero Down Payment Loan Program In Rural Areas. For Additional details in the USDA Rural Loan go here

FHA Loan With MSHDA First
First Time home Buyer Down Payment Assistance Program. For Additional details in the MSHDA First Loan go here

FHA Loan with MSHDA Next
Previous Home Buyers Down Payment Assistance Program. For Additional details in the MSHDA Next Loan go here

 

 

To see if you qualify for a home mortgage Apply Here or call me, Greg Kitchen at 866-421-2821  I will analyze your situation and recommend the lowest cost options for your situation.

Utica is a small community of about 5000. It is bordered to the north by Shelby twp and to the south by Sterling Heights Mi. It has a small downtown area centered around Cass Ave and Auburn road. It has a few restaurants and bars for entertainment along with a few shops to browse.

The average household income is around 45,000

The average home value is about $140,000

 

Schools in Utica Mi

Utica High School

Eppler Junior High School

West Utica Elementary

Wiley Elementary School

Flickinger Elementary School


Utica Police Department

7550 Auburn Rd, Utica, MI 48317

Utica Fire Department
7609 Auburn Rd, Utica, MI 48317
Map of Utica, MI

It was great working with you – below is my testimonial review, please let me know if you need anything else.   Greg was wiling to go out of his way to help me during my mortgage process.  He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns.  I am very pleased with the service that Greg and Mortgage One have provided and I would highly recommend them to others.     Thanks,
Bill Hudgens

Get a Credit of $400 towards the cost of your appraisal!   Mention Code   gk400
Down Payment Assistance is Now Available For Qualifying Home Buyers!

You May Own A Home For As Low As 1% Of Your Own Funds.

Call Greg Kitchen Today To 
See If You Qualify
Or Fill Out The Form Above!

866-421-2821

Why Use Mortgage One

Mortgage One has a long history of originating  loans in Michigan. For over 20 years we have provided  Michigan residents with mortgage financing to help fulfill the american dream of home ownership.

FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks. 

View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.

We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!

No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!

Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.  

866-421-2821