FHA Loan St Clair Shores Mi | Mortgage Company St Clair Shores

FHA Loan St Clair Shores MI | Mortgage Company St Clair Shores Mi

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 Get a FREE quote on an FHA Loan & save thousands of dollars per year!free-fhahomepurchasequalifier_03free-fhahomerefinanceanalysis_07

 Call 866-421-2821 today or complete the form for fast approval.

Mortgage One is the # 1 FHA mortgage company In Macomb County! Realtors trust us with their clients mortgages every month in St Clair Shores Mi.

Call for today’s  FHA mortgage interest rates in St Clair Shores Mi! Or fill out the form and we will contact you immediately.

FHA loans are great for the home buyer who has lower credit scores or needs a lower down payment. FHA minimum down payment is 3.5%.

There is not a minimum credit score with FHA but most mortgage companies will need a 580 credit score.

Other FHA programs include..

FHA 203k Streamline Renovation Loan
We are experts with this loan. This loan will allow you to roll certain renovation costs up to $35,000 including appliances into the loan amount. For additional information on 203k loans in St Clair Shores Mi go here.

First time Home Buyers Programs

FHA Loan With MSHDA Mi  First
First Time home Buyer Down Payment Assistance Program. For Additional details on the MSHDA First Loan go here

FHA Loan with MSHDA  Mi Next
Previous Home Buyers Down Payment Assistance Program. For Additional details on the MSHDA Next Loan go here

FHA Streamline Refinance Program
Refinance from an existing FHA mortgage to another without an appraisal and save MONEY!  FHA has lowered the private mortgage insurance on new loans by .5% (1/2%).This is a significant savings and coupled with today’s low interest rates you can save even more money.

USDA Rural Development Zero Down Payment Loan

Zero Down Payment Loan Program In Rural Areas. For Additional details on the USDA Rural Loan go here

The “Shores” have a great reputation for  friendly people who enjoy having fun. Several church festivals in the early fall are a destination for 1000’s as are the fireworks and concerts at the Memorial Park every summer.  
Located in Macomb County on the south east end bordering lake st Clair on the east and Clinton Township on the north side.
Easy Access to I-94 and I-696 will get you north, south or west quickly.

You can find homes priced from $40,000 up to the high six figures on the lake and canal properties.  It is a diverse community consisting of  working class and professionals.

Schools in St Clair Shores

Lake Shore Public Schools

South Lake Public Schools

Lakeview Public Schools

St Joan Of Arc School

St Germaine School

St Isaac Jogues School

St Clair Shores Police Department
27665 Jefferson Ave, St Clair Shores, MI 48081
Phone:(586) 445-5300

St Clair Shores Fire Department
26700 Harper Ave, St Clair Shores, MI 48081
Phone:(586) 445-5380

St Clair Shores Mi has 3 zip codes which are 48080, 48081, and 48082.

To see if you qualify for a home mortgage Apply Here or call me, Greg Kitchen at 586-997-3533. I will analyze your situation and recommend the lowest cost options for your situation. 

It was great working with you – below is my testimonial review, please let me know if you need anything else.   Greg was wiling to go out of his way to help me during my mortgage process.  He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns.  I am very pleased with the service that Greg and Mortgage One have provided and I would highly recommend them to others.     Thanks,
Bill Hudgens

 

Get a Credit of $400 towards the cost of your appraisal!   Mention Code   gk400
Down Payment Assistance is Now Available For Qualifying Home Buyers!

You May Own A Home For As Low As 1% Of Your Own Funds.

Call Greg Kitchen Today To 
See If You Qualify
Or Fill Out The Form Above!

866-421-2821


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Mortgage One has a long history of originating FHA loans in Michigan. For over 20 years we have provided  Michigan residents with mortgage financing to help fulfill the american dream of home ownership.

FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks. 

View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.

We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!

No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!

Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.  

866-421-2821