FHA Loan Royal Oak Mi | Mortgage Company Royal Oak Mi

FHA Loan Royal Oak MI | Mortgage Company Royal Oak Mi

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 Get a FREE quote on an FHA Loan & save thousands of dollars per year!free-fhahomepurchasequalifier_03free-fhahomerefinanceanalysis_07

 Call 866-421-2821 today or complete the form for fast approval.

Mortgage One is the # 1 FHA mortgage company In Oakland County! Realtors trust us with their clients mortgages every month in Royal Oak Mi.

Call for today’s FHA mortgage rates in Royal Oak Mi! Or fill out the form and we will contact you immediately.

FHA loans are great for the home buyer who has lower credit scores or needs a lower down payment.

FHA minimum down payment is 3.5%. There is not a minimum credit score with FHA but most mortgage companies will need a 580 credit score.

Other FHA programs include..

First Time Home Buyers Programs

FHA Loan With MSHDA First
First Time home Buyer Down Payment Assistance Program. For Additional details on the MSHDA First Loan go here

FHA Loan with MSHDA Next
Previous Home Buyers Down Payment Assistance Program. For Additional details on the MSHDA Next Loan go here

FHA 203k Streamline Renovation Loan
We are experts with this loan. This loan will allow you to roll certain renovation costs up to $35,000 including appliances into the loan amount. For additional information on 203k loans in Royal Oak Mi go here.

FHA Streamline Refinance Program
Refinance from an existing FHA mortgage to another without an appraisal and save MONEY! FHA has lowered the private mortgage insurance on new loans by .5% (1/2%).

This is a significant savings and coupled with today’s low interest rates you can save even more money.

It is located on the I-696 and woodward corridor and has easy access to all areas of Metro detroit.

It is just 13 miles to Detroit and is the 11th largest city in Michigan. known for it’s condo high rises and lively downtown area it is a popular destination for all ages. There are many restaurants and shops to keep you busy.
It has an average home sale price of around $180,000.


Schools in Royal Oak Mi

Royal Oak Schools

Japhet Schools

Shrine Catholic Grade School

Bishop Foley Catholic High School

Royal Oak Police Department
221 E 3rd St, Royal Oak, MI 48067
Phone:(248) 246-3500

Royal Oak Fire Department

215 E 6th St, Royal Oak, MI 48067
Phone:(248) 246-3800

Royal Oak Mi has just three zip codes which are 48067, 48068, 48073

To see if you qualify for a home mortgage Apply Here or call me, Greg Kitchen at 586-997-3533.

I will analyze your situation and recommend the lowest cost options for your situation.

It was great working with you – below is my testimonial review, please let me know if you need anything else.   Greg was willing to go out of his way to help me during my mortgage process.  He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns.  I am very pleased with the service that Greg and Mortgage One have provided and I would highly recommend them to others.     Thanks,
Bill Hudgens

Get a Credit of $400 towards the cost of your appraisal!   Mention Code   gk400
Down Payment Assistance is Now Available For Qualifying Home Buyers!

You May Own A Home For As Low As 1% Of Your Own Funds.

Call Greg Kitchen Today To 
See If You Qualify
Or Fill Out The Form Above!

586-997-3533


4979649

Mortgage One has a long history of originating  loans in Michigan. For over 20 years we have provided  Michigan residents with mortgage financing to help fulfill the american dream of home ownership.

FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks. 

View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.

We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!

No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!

Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.  

 

866-421-2821