Mortgage One is the #1 FHA mortgage company In Wayne County! Many Realtors trust us with their clients mortgages every month in Southgate Mi.
Call for the best mortgage interest rates! Or fill out the form and we will contact you immediately.
FHA mortgages are great for the home buyer who has lower credit scores or needs a lower down payment.
FHA minimum down payment is 3.5%. There is not a minimum credit score with FHA but most mortgage companies will need a 580 credit score.
Other FHA programs include..
First Time Home Buyers Programs
First Time home Buyer Down Payment Assistance Program. For Additional details on the MSHDA First Loan go here
Previous Home Buyers Down Payment Assistance Program. For Additional details on the MSHDA Next Loan go here
We are experts with this loan. This loan will allow you to roll certain renovation costs up to $35,000 including appliances into the loan amount. For additional information on 203k loans in Southgate Mi go HERE
FHA Streamline Refinance Program
Refinance from an existing FHA mortgage to another without an appraisal and save MONEY! FHA has lowered the private mortgage insurance on new loans by .5% (1/2%).
This is a significant savings and coupled with today’s low interest rates you can save even more money.
Located 32 miles southeast of downtown Detroit this middle class suburb is part of the collection of “Down River” communities.
It is close to metro airport as well as the Detroit river. They consider themselves the heart of Down River.
Southgate has a strong recreation department and has nine parks throughout the city to serve the residents including a 76 acre park.
Median house hold income is about $48,000
It has an average home sale price of around $95,000.
Schools in Southgate Mi
Southgate Community Schools
St Pius X School (preschool – 8th grade)
Christ The King Lutheran (preschool – 8th grade)
Southgate Police Department
14710 Reaume Pkwy, Southgate, MI 48195
Southgate Fire Department
14730 Reaume Pkwy, Southgate, MI 48195
Southgate Mi has one zip code which is 48195
To see if you qualify for a home mortgage Apply Here or call me, Greg Kitchen at 586-997-3533.
I will analyze your situation and recommend the lowest cost options for your situation.
It was great working with you – below is my testimonial review, please let me know if you need anything else. Greg was wiling to go out of his way to help me during my mortgage process. He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns. I am very pleased with the service that Greg and Mortgage One have provided and I would highly recommend them to others. Thanks,
Get a Credit of $400 towards the cost of your appraisal! Mention Code gk400
Down Payment Assistance is Now Available For Qualifying Home Buyers!
You May Own A Home For As Low As 1% Of Your Own Funds.
Call Greg Kitchen Today To
See If You Qualify
Or Fill Out The Form Above!
Mortgage One has a long history of originating loans in Michigan. For over 20 years we have provided Michigan residents with mortgage financing to help fulfill the american dream of home ownership.
FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks.
View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.
We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!
No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!
Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.