Mortgage One is the #1 FHA mortgage company In Macomb County! Realtors trust us with their clients mortgages every month in Richmond Mi.
FHA minimum down payment is 3.5%. There is not a minimum credit score with FHA but most mortgage companies will need a 580 credit score.
Other FHA programs include..
First Time Home Buyers Programs
FHA Loan with MSHDA Next
Previous Home Buyers Down Payment Assistance Program. For Additional details on the MSHDA Next Loan go here
FHA 203k Streamline Renovation Loan
We are experts with this loan. This loan will allow you to roll certain renovation costs up to $35,000 including appliances into the loan amount. For additional information on 203k loans in Richmond Mi go here.
FHA Streamline Refinance Program
Refinance from an existing FHA mortgage to another without an appraisal and save MONEY! FHA has lowered the private mortgage insurance on new loans by .5% (1/2%). This is a significant savings and coupled with today’s low interest rates you can save even more money.
USDA Rural Development Zero Down Payment Loan
Zero Down Payment Loan Program In Rural Areas. For Additional details in the USDA Rural Loan go here
It is about 35 miles to Detroit. It has a median income of $47,000 for a family. It has a small downtown area with shops and restaurants but is primarily a rural community with plenty of farms.
It has an median home value of around $125,000 although you can find homes up to the mid six figures.
Schools in Richmond Mi
Richmond Community Schools
St Peter Lutheran School
Richmond Police Department
36725 Division Rd, Richmond, MI 48062
Richmond Fire Department
68225 Main St, Richmond, MI 48062
Richmond Mi has three zip codes which is 48062, 48063, 48064.
To see if you qualify for a home mortgage Apply Here or call me, Greg Kitchen at 866-421-2821
I will analyze your situation and recommend the lowest cost options for your situation.
It was great working with you – below is my testimonial review, please let me know if you need anything else. Greg was willing to go out of his way to help me during my mortgage process. He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns. I am very pleased with the service that Greg and Mortgage One have provided and I would highly recommend them to others. Thanks,
Get a Credit of $400 towards the cost of your appraisal! Mention Code gk400
Down Payment Assistance is Now Available For Qualifying Home Buyers!
You May Own A Home For As Low As 1% Of Your Own Funds.
Call Greg Kitchen Today To
See If You Qualify
Or Fill Out The Form Above!
Mortgage One has a long history of originating FHA loans in Michigan. For over 20 years we have provided Michigan residents with mortgage financing to help fulfill the american dream of home ownership.
FHA Mortgages are one of the easiest ways to qualify for a mortgage especially for a first time home buyer. This site will guide you through what it takes to qualify for a FHA mortgage, from credit, income,and mortgage insurance. We are here to answer your questions and to help you close your loan in as little as 3 weeks.
View our testimonials page to hear from some of our raving fan clients! We survey every client at closing and we can boast a 98% approval for customer satisfaction.
We take a team approach on every loan application.
You will be treated as a valued customer and not just another number walking into a bank!
No surprises at closing! If your closing costs are more than we quote in writing we will pay the difference!
Call us today or submit your information below to receive a prompt, no obligation , no pressure, return call.