FHA Loans Michigan | FHA Mortgage Mi | Eligibility

Michigan's Largest FHA Lender

Use one of our quick & easy tools to find out what you qualify for!


Apply Here For FHA loans in Michigan



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Hundreds of clients trust us with their FHA Loans every month!

If you need a home mortgage in Michigan for a new home purchase or want to refinance to a lower rate or take cash out to pay off high interest rate bills you have come to the right place.

Call for today’s FHA loans interest rates! Or fill out the form and we will contact you immediately.

FHA Is A Low Credit Score Loan That Is Great For First Time Home Buyers
For FHA credit guidelines and eligibility you can go here.

Minimum 3.5% Down Payment On Purchases

Find out how to qualify here.



FHA 203k Streamline Renovation Loan

We are experts with this loan. This loan will allow you to roll certain renovation costs including appliances into the loan amount. For more information on 203 k loans go here.

Additional Info

First Time Home Buyers Programs

FHA Loan With MSHDA First

First Time home Buyer Down Payment Assistance Program.

FHA Loan with MSHDA Next

Previous Home Buyers Down Payment Assistance Program

For more information on of these MSHDA loan programs go here.

Wayne County Down Payment Assistance Program go Here

FHA Streamline Refinance Program

Refinance from an existing FHA loan to another with

out an appraisal and save MONEY! FHA has lowered

the private mortgage insurance on new loans by .5% (1/2%).

This is a significant savings and coupled with today’s low

interest rates you can save even more money.

For details on how to qualify for a FHA mortgage go here.


Here are the FHA loan limits in Michigan.

You may have heard that the loan process is more difficult than applying for a conventional mortgage. It really isn’t. The changes implemented due to the Dodd Frank laws have made the process just as difficult for all types of loans unfortunately. Our system at will make as easy as possible for you.
You can get a step by step look at the process here.

Our goal is to help borrowers get into a home mortgage. We will always work with our borrowers to get them into a conventional mortgage before an FHA mortgage.

The current FHA loans guidelines say the loan will have private mortgage insurance for the life of the loan. There is also an upfront mortgage insurance premium.

Conventional mortgages have private mortgage insurance until there is 20% equity in the home. FHA loans do have their place and if necessary we do recommend FHA loans in order to help our borrowers.

If you have above average credit and a minimum of 5% down payment on a new home purchase or 5% equity in your existing home for a refinance we will get you into a Conventional mortgage with low interest rates.

USDA Rural development loan. See if you Qualify for this zero down mortgage here.

Have more questions? Go to this page for frequently asked questions.

To figure out a payment here is a calculator.

Our goal at Cranbrook Loans is to close your mortgage as quickly as possible. We have outlined what to do in order to close your mortgage at Cranbrook Loans in under 45 days. Check it out on this page.

To see if you qualify for a home loan Apply Here or call me, Greg Kitchen at 866-421-2821. I will analyze your situation and recommend the lowest cost options for your situation.

It was great working with you – below is my testimonial review, Greg was willing to go out of his way to help me during my mortgage process. He answered questions and was also responsive after hours, met me at my work to complete paperwork and was always available when needed to address any concerns. I am very pleased with the service that Greg and Cranbrook Loans has provided and I would highly recommend them to others. Thanks,
Bill Hudgens

Get a Credit of $400 towards the cost of your appraisal!

Down Payment Assistance is Now Available For Qualifying Home Buyers!

Own A Home For As Low As 1% Of Your Own Funds.

Call Greg Kitchen Today To
See If You Qualify
Or Fill Out The Form Above!


Cranbrook Loans Has satisfied thousands of customers. you can see what some of them have said about our service here.


More helpful resources can be found here
I have put together some helpful information for the cities below if you are considering a move to one of these cities.

Clinton Township Warren Sterling Heights Shelby Twp Chesterfield Roseville St Clair Shores Macomb Twp Bruce Twp Mt Clemens New Baltimore Fraser  New Haven Romeo Madison Hgts Clawson Berkley Troy Royal Oak Waterford Auburn Hills Southfield Lake Orion Ferndale Oak Park  Algonac West Bloomfield Novi Wixom Oxford Highland Grosse Pointe Woods  Allen Park Southgate Canton Lincoln Park Taylor


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